NEW YORK, NEW YORK — Sixty-five percent of millennials and Gen Zers are worried about baby boomers’ impact on their financial future, according to new research. A survey of 2,000 U.S. adults evenly split by generation looked at the differences between their financial experiences. Results show that although younger generations are worried about their elders getting in their way, bad money habits are actually common among Americans of all ages.

Just 27 percent rate their money-saving habits as “excellent.” Even though respondents have some good habits, most admit they make poor money decisions sometimes (62%).

The survey, conducted by OnePoll for National Debt Relief, finds that some of the most common bad money habits include writing off small purchases as insignificant (43%), gambling (39%), and using credit cards to pay bills (33%). Respondents say their money habits are inspired by their parents (48%).

Whether these lessons were sound could be up for debate as more than half of Americans have been in debt at some point […]